Investment Loans

Non-Income Verification (DSCR) Option

Designed for real estate investors, the Non-Income Verification (DSCR) option uses the Debt Service Coverage Ratio (DSCR) to determine loan eligibility. Grace Modern Mortgage will assess the rental income potential of the property you're looking to purchase relative to the loan payments. If the rental income is sufficient to cover the mortgage payments, you could be eligible for this loan type. This approach can be beneficial for investors looking to expand their portfolios without relying on traditional income documentation, as it focuses on the property's income potential rather than your personal financial situation.